Betsy O'Reilly Pate, LUTCF


Financial Services Representative

Investment Advisor Representative

The United States Is Older Than Ever Before

The median age of the U.S. population rose to a record high of 38.9 in 2022, primarily because birth rates have declined in recent decades. More women have been going to college and focusing on building careers in their 20s, causing many to marry older and have fewer children.



About one-third of states now have a median age above 40. Maine is the oldest state (44.8), followed by New Hampshire (43.3). Utah (31.9), the District of Columbia (34.8), and Texas (35.5) have the youngest median ages in the nation. The United States is not the only graying society, nor the oldest: the median age in Europe is 44.


U.S. Median Age

About one-third of states now have a median age above 40. In 1980, the U.S. had a median age of 30; in 2000, it was 35; in 2022, it was 38.9.

Sources: U.S. Census Bureau, 2023; The New York Times, June 22, 2023


Even so, this demographic trend has implications for the U.S. workforce, economic growth, and government programs such as Social Security and Medicare, which are funded with payroll taxes. As baby boomers continue to age into retirement, there are simply fewer workers to support the growing number of retired beneficiaries.

Contact Information:

1340 Central Park Blvd Suite #202
Fredericksburg, VA 22401

Securities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.

Supervisory office: MassMutual Greater Richmond East Shore I 100 Eastshore Dr Suite 300 Glen Allen, VA 23059 (804)346-1011

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or it's affiliated companies.

Agent is licensed to sell life insurance in the following jurisdications: AZ, D.C., FL, MA, MD, NC, SC, TX, VA, and WV.

Agent is licensed to sell to sell securites in the following jurisdictions: AZ, D.C., FL, MD, MA, NC, NY, TX, and VA.

CRN202504-2207781

Online Privacy Policy | Legal Notices