Betsy O'Reilly Pate, LUTCF

Financial Services Representative

Investment Advisor Representative

Our Services

* Wealth Management Strategies

* Access to Managed Accounts

* Fixed Annuities

* Variable Annuities

* Stocks and Bonds

* Tax Sheltered Annuities, 403(b) Plans

* IRA Consolidation Rollovers

* Pension Payout Alternatives

* Mutual Funds

* Term Insurance

* Universal Life Insurance

* Variable Universal Life Insurance

* Whole Life Insurance

* Disability Income Insurance

* Charitable Giving Strategies

* Estate Conservation Strategies 

* Education Funding Strategies

* Long-Term Care

* Mortgage Protection (through Life Insurance and Disability Income Insurance)



Supervisory Office: 

MassMutual Greater Richmond

Supervisor Brad Gramm

East Shore 1

100 East Shore Drive Suite 300

Glen Allen, VA 23059





Contact Information:

1340 Central Park Blvd Suite #202
Fredericksburg, VA 22401

Securities and investment advisory services are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.

Supervisory office: MassMutual Greater Richmond East Shore I 100 Eastshore Dr Suite 300 Glen Allen, VA 23059 (804)346-1011

Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or it's affiliated companies.

Agent is licensed to sell life insurance in the following jurisdications: AZ, D.C., FL, MA, MD, NC, SC, TX, VA, and WV.

Agent is licensed to sell to sell securites in the following jurisdictions: AZ, D.C., FL, MD, MA, NC, NY, TX, and VA.


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